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Full Doc - 5.41%*/6.06%** (comp. rate 6.04%)
Lo Doc 60 - FP (Funder Pay LMI)
5.81%*/6.46%** (comp. rate 6.44%)
Lo Doc 70 - BP (Funder Pay LMI)
5.91%*/6.56%** (comp. rate 6.54%)
Lo Doc 70 - FP (Funder Pay LMI)
6.21%*/6.86%** (comp. rate 6.84%)
Lo Doc 80 - BP (Funder Pay LMI)
6.16%*/6.81%** (comp. rate 6.79%)
Lo Doc 80 - FP (Funder Pay LMI)
6.46%*/7.11%** (comp. rate 7.09%)
* Discounted Rate
** Reverting Rate
The comparison rate for each of the home loan products contained in this document are based on a secured loan of $150,000 over a term of 25 years.
A Comparison Rate Schedule is available at the premises of Mortgage House of Australia at 9-13 Arglye Street, Parramatta or any of its agents or branches.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts
might result in a different comparison rate.
Comparison Rate Schedule Thrifty Access
Minimum $50,000, No Maximum loan size.
Maximum LVR 90% Fully verified loans (inclusive of LMI)
Maximum LVR 80% (Lo Doc) Stated income loans (inclusive of LMI)
Maximum LVR 70% (Mere Doc) Loan payment acknowledgement (inclusive of LMI)
Efficiently via secured LoanPal Website
Free 3rd Party Sweeps
(Available for variable loan component only- $9.95 applicable per redraw)
A first registered mortgage over a residential (catergory 1 postcode) property within Australia.
Free Direct Credit - Availble to any 3rd Party institution
Free Salary crediting - borrowers can have all or part of their pay directly deposited to their loan account weekly, fortnightly or monthly.
Free Direct debit - borrowers can have their repayment drawn from a nominated bank account either weekly, fortnightly or monthly
Principal and Interest repayments to 30 years
First split is free of charge, additional splits permitted.
Any loan may be transferred to another acceptable residential property (within same state), saving on loan stamp duty.
Mortgage documentation, legal fees and valuation charges still apply. Transfers are subject to lender approval
All applications for credit are subject to Mortgage House Of Australia Pty Ltd normal credit approval criteria. Full terms and conditions are set out in the loan contracts. Terms & conditions, including fees & charges may be varied or introduced in the future. Fees & charges are payable.
