Variable Rate Home Loans

A Variable interest rate home loan is subject to changes in interest rates and the amount of your home loan repayment. If the interest rate rises or declines your repayment will follow.

Mortgage House offers an extensive range of Variable Interest Rate Home Loans. Click on one of our Variable Interest Home Loans below for further information.

Advantages

The interest rate is generally lower than a fixed interest rate
Home Loan repayments are lower than fixed rate home loans
Variable interest rate home loans tend to be more flexible allowing extra repayments
Redraw facilities are usually permitted on variable interest rate home loans
Introductory interest rates are only available on variable interest rate home loans

Disadvantages

There is uncertainty in your home loan repayment amount as it may change at any time.
You may settle a loan at a specific interest rate, comfortable with the home loan repayment amount only to find that a few months into the loan the rate has increased and now your repayments are no longer affordable

Variable Rate Home Loans

Mortgage House offers an extensive range of Variable Interest Rate Home Loans. Click on one of our Variable Interest Home Loans below for further information.

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