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Compare Our Home Loans

Compare Our Home Loans

Mortgage House offers an extensive range of home loans including:

Mortgage House also has access to hundreds of home loans from banks, building societies and other non bank lenders. Click here to arrange a visit from one of our expert Mobile Lenders to discuss your home loan options in greater detail.

Vantage Offset Home Loan

Equity Silver Home Loan

Equity Gold Home Loan

Carpe Diem Home Loan

Equity Platinum Home Loan

1st Rate Mortgage Home Loan

1st Rate Mortgage PLUS Home Loan

1st Rate Mortgage COMBO Home Loan

Advantage Home Loan

Advantage Plus Home Loan

Advantage Home Line Home Loan
Interest rate 5.99% 6.45% 6.65% 2.98% 6.85% 6.85% 6.39% 6.62% 6.62% 6.59% 6.64% 6.69%
Comparison rate 6.39%Download Schedule 6.46%Download Schedule 6.62%Download Schedule 6.69%Download Schedule 6.79%^ / 6.30. Download Schedule 6.56%Download Schedule 6.68%Download Schedule 6.68%Download Schedule 6.64%Download Schedule 6.69%Download Schedule 6.88%Download Schedule
Interest rate options Fixed, Variable, Split Fixed, Variable, Split, LOC Fixed, Variable, Split, LOC Fixed, Variable, Split, LOC Fixed, Variable, Interest Only, Split, LOC Fixed, Variable, Interest Only, Split Fixed, Variable, Interest Only, Split Fixed, Variable, Interest Only, Split Fixed, Variable, Interest Only, Split Fixed, Variable, Interest Only, Split Fixed, Variable, Interest Only, Split, LOC
Max loan to property value 80% 80% 90% 95% 95+% 90% 90% 90% 90% 90% 90%
Loan Term (up to) 30 yrs 30 yrs 40 yrs 30 yrs 40 yrs 30 yrs 30 yrs 25 yrs 30 yrs 30 yrs 25 yrs
Loan service fee (annual) $375 NIL NIL NIL NIL $120 NIL NIL NIL NIL $150
Application fee $300 $300 $300 $300 $300 $595 $595 $595 $300 $300 $300
Settlement fee $200 $200 $200 $200 $200 $250 $250 $250 $200 + $50/split $200 + $50/split $200 + $50/split
Interest Offset Capabilities y y y y y y y y y y n
Redraw Facility y free unlimited free unlimited free unlimited free unlimited y y y y y y
Additional repayment allowed y y y y y y y y y y y
Family Pledge n n n n n n y n n n n
Low Doc n y y y y y y n y y y
Portability y $595 move $595 move $595 move $595 move $450 move $450 move $450 move $595 move $595 move $595 move
Transactions per month free unlimited 10 20 free unlimited free unlimited free unlimited free unlimited free unlimited $20/month $20/month $20/month
Bridging capabilities n y y y y n n n n y n
Suitable for Companies and Trusts y y y y y y y n y y y
Construction n n n n n n y n y y n
Progress draws for construction n/a n/a n/a n/a n/a n/a $225 each n/a $110 each + $300 once off Admin fee $110 each + $300 once off Admin fee n/a
Parental leave n y y y y n n n n n n
Reduced repayment n y y y y n n n n n n
Repayment holiday n y y y y n n n n n n
Top-up $595 each $595 each $595 each $595 each $595 each $450 each $450 each $450 each $595 each $595 each $595 each
Cash Back n/a $500 $1,000 nil $1,500 n/a n/a n/a n/a n/a n/a
Monthly access fee nil nil nil nil nil nil nil nil nil nil nil
Australia Post Deposit n y y y y n n n y y y
Bpay In n y y y y n n n y y y
Direct Credit y y y y y y y y y y y
Direct Salary Credit y y y y y y y y y y y
Unlimited Free Direct Debits y y y y y y y y y y y
3rd party Direct Debit (Money Out) y n y y y y y y y y y
Credit Card Sweep Capability y n y y y y y y y y y
3rd Party Protocol Friendly y n y y y y y y y y y
Bpay Out y n n n n n n y y y y
Debit Card y y y y y n n y y y y
Telegraphic Transfer n y y y y y y n n n n
Electronic Link to Nominated Account(s) y y y y y y y y y y y
Unlimited Free LoanPal Redraws (to nominated account) n y y y y y y y y y y
Pay-Anyone EFT n y y y y n n n y y y
Number of Free Splits 4 3 4 20 20 4 4 4 nil nil nil
Mortgage Minimisation Software n y y y y n n n n n y
Capitalise Interest n y y y y n n y n n n
Visa Card (with Nil Interest) n n n n n n n y y y y

Mortgage House Australia Home Loans